Materials & Shingles · FAQ

What’s the payback on metal versus asphalt over time?

Metal costs roughly 2.5x asphalt upfront (around $35,000 to $50,000 versus $14,000 to $20,000 on a typical Madison County home) and lasts roughly 2.5x as long (50 to 70 years versus 22 to 28). On lifetime cost-per-year the two are nearly identical.

Where metal wins is the secondary economics: lower homeowners insurance (typically 5 to 12% off the dwelling premium), better resale value (metal roofs hold 95% of cost versus 60 to 65% for asphalt at resale), and lower maintenance (no granule loss, no shingle replacement, just occasional sealant touch-up). Metal pays off best for homeowners staying 15+ years in a home with high curb-appeal potential. For shorter timeframes, asphalt is usually the right call.