Cost & Financing · FAQ

Does Trill offer 0% APR financing?

Yes, through GreenSky and Service Finance Company, two of the largest home-improvement lenders. Typical 0% terms run 6, 12, or 18 months with no prepayment penalty. Approval is credit-based; most homeowners with credit scores above 680 qualify. The application takes 5 to 10 minutes and decisions are typically same-day.

Trill doesn’t add a financing fee to your project cost when you finance — the cash price and the 0% financed price are the same. (Financing companies charge the contractor a percentage; we absorb that rather than passing it through.) Past the 0% promotional window, standard rates kick in (typically 14 to 19%), so the 0% offer is meaningful only if you can pay off within the promotional period. For longer timelines, a fixed-rate installment loan often makes more sense.